How to Write Letter

Insurance Appeal Letter

Sometimes just holding an insurance policy is not enough. You may need to write an insurance appeal letter for a number of purposes. For instances, when the insurance company fails to deliver your policy even after a month of your purchase, when you are hospitalized and need to undergo a surgery that demands a deposit of a higher amount from the hospital, or when you want to renew your policy, or when your application for a claim is denied.


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Insurance Appeal Letter Sample (1)

Your Name
Address
City, State, Zip Code

Date

Subject: Letter to appeal for urgent payment

Name of the Concerned Person
Designation
Insurance Company Name
Address
City, State, Zip Code

Dear (name of the person),

I am writing this letter to appeal for my health insurance benefits. My policy number is 12345-X and it is issued to me on (insert date). I am attaching a photocopy of the policy for your reference.

I was suffering from a heart problem lately, for which I had to go for a frequent check up in XYZ Hospital. After going through all the tests like ECG, Scanning, etc, the doctor diagnosed a hole in my heart. The doctor suggested me CABG (Coronary Artery Bypass Grafting) surgery for which I have to get hospitalized. The total cost for surgery is estimated around $80,000. As the amount is higher, the hospital has demanded a deposit of 50% of the total cost before the date of the surgery. The balance can be paid at the time of discharge.

Since I have never ever defaulted in paying the regular monthly premium on my policy, I sincerely request you to deposit the 50% of the total amount before (insert date). You can call or visit me at the hospital if you need any formalities to be completed.

Thank you,

Yours truly,

(Your Name)

Insurance Appeal Letter Sample (2)

Your Name
Address
City, State, Zip Code

Date

Subject: Letter to refund the policy amount

Name of the Concerned Person
Designation
Insurance Company Name
Address
City, State, Zip Code

Dear Sir/Madam,

This is to inform you that even after four-month completion of the maturity period I havenít got the refund of my assured amount. My policy number is L-121212, and I had purchased it on (insert date).

I have made a number of calls to your office, and even visited personally twice. However, none of your staff could give any reason for the delay. This delay in payment is really a serious matter of concern for me. It is dragging me into depression, since I had been paying my premiums regularly.

In order to avoid any further botheration, I sincerely appeal to refund the assured amount without wasting time in processing the payment. I am enclosing the necessary policy papers.

Thanking you,

Yours truly,

(Your Name)


These samples of insurance appeal letters may help you in drafting an insurance appeal letter if you have the same reason of writing.

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